Our Process
How We Turn Government Support Into Private Success
At Equity Innovations, we don’t just develop apartments — we navigate complex HUD financing and tax credit structures so your capital works harder, smarter, and safer.
Our proven, step-by-step process brings together four decades of experience, deep industry relationships, and a commitment to delivering projects on time and on budget.
Site Selection & Due Diligence
We identify high-demand markets with strong local support and favorable zoning. Our team performs detailed feasibility studies, environmental reviews, and community impact assessments to ensure every project starts on solid ground.
HUD Financing Strategy
We leverage HUD’s powerful Section 221(d)(4) program to secure up to 90% loan-to-cost, long-term fixed-rate, non-recourse debt with amortizations up to 40 years. This means lower debt service, higher cash flow, and built-in downside protection for our investors.
Maximizing Tax Credits
We layer in federal and state Low-Income Housing Tax Credits (LIHTC) to generate additional equity and meaningful tax benefits. Our specialized tax credit advisors handle all applications, allocations, and compliance — ensuring credits are fully utilized to boost returns.
Investor Syndication
We form a single-purpose entity for each project. Investors participate as Limited Members, contributing equity alongside our Managing Member team. Each deal includes a clear waterfall structure, preferred returns, and regular reporting so you know exactly where your investment stands.
Design & Entitlement
Our architects and civil engineers design communities that meet HUD requirements, local codes, and the practical needs of families and seniors. We manage all zoning approvals and community outreach to secure smooth entitlements.
Construction Management
Our Construction Manager and trusted contractors execute the build phase with strict budget controls, scheduling milestones, and quality oversight. Regular site meetings, transparent progress reports, and clear lines of communication keep every stakeholder aligned.
Lease-Up & Stabilization
We partner with local housing authorities to utilize Section 8 vouchers and other assistance programs, ensuring stable occupancy from day one. Our team markets units aggressively, screens residents, and manages compliance with all HUD and LIHTC requirements.
Ongoing Operations & Returns
Once stabilized, investors benefit from steady cash flow backed by predictable government support and high occupancy. We handle ongoing reporting, investor distributions, and plan ahead for exit strategies — whether refinancing or a sale after the tax credit compliance period.
What This Means for You
Lower Risk
Non-recourse HUD loans, high leverage, and stable rent subsidies reduce exposure.
Predictable Cash Flow
Long-term fixed-rate debt and tax credits support reliable returns.
Hands-Off Investing
We handle the heavy lifting — from permits to punch lists — so you don’t have to.
Meaningful Impact
Each project delivers quality housing and revitalizes communities that need it most.
Let’s Build Something
That Lasts
Curious how you can take advantage of HUD financing and LIHTC benefits in your portfolio?
today to see what opportunities are open for subscription.